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Financing Options

RISLA Student Loan

  • Low fixed rates
  • Cosigner release program
  • State-based loan from a non-profit agency
  • Choose your repayment option
  • Zero origination fee options
  • No pre-payment penalties

Learn more  |  Read our frequently asked questions


RISLA Parent Loan

  • Low fixed interest rates
  • Zero origination fees
  • No pre-payment penalties
  • Interest rate reduction for automatic electronic payments
  • Instant credit decision

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Accept Your Loan
Already applied? Accept Your Loan
Student Self-Certification
Before we can disburse your funds, you must certify that you are in school. Go to Student Self-Certification







Attention Students! Before borrowing, always remember to utilize any free financial aid, including grants and scholarships, first. Next, maximize your Federal Stafford Loan and Federal Perkins Loan (you must qualify for this loan) borrowing limits before turning elsewhere for loans. If you qualify for a Federal Perkins Loan, your school will include it in your financial aid award letter. To apply for a Stafford, complete the FAFSA and contact your school's financial aid office.

Bar Review Loan

  • For law school graduates

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Financial Literacy 101

Take RISLA financial literacy course and get zero origination fees on your qualifying 2013/14 or 2014/15 deferred repayment RISLA Student Loan. Also, learn about:

  • Budgeting
  • Financing Higher Education
  • Identity Theft
  • Understanding Credit

Please note it will take you from 15 minutes to one hour to complete this course. You can complete it in sections and do not have to finish it prior to submitting your loan application. You can always come back and log in to move on to the next section.

Take Financial Literacy Quiz