PREPARING

PLANNING

& PAYING

 For Your Education Journey 

COMING SOON

New Student Loan Rates For 2022/23

 

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SOUTH COUNTY HEALTH

Great news! South County Health (SCH) has partnered with the Rhode Island Student Loan Authority!  This partnership means all SCH employees now have a local, non-profit, education financing expert to help manage any education financing needs.  The partnership also includes exclusive benefits and discounted refinancing loan rates!

The Rhode Island Student Loan Authority (RISLA) is a non-profit, state authority that has been helping families with planning and paying for college for several decades.  Take a look below at the exclusive partnership benefits and other free services to assist the employees of South County Health with both current and future education financing needs.

 

Product & Services

PREPARING, PLANNING & PAYING

FOR YOUR EDUCATION JOURNEY
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College Planning

Free service for parents and students to plan, prepare and pay for higher education.

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Education Loans

We offer low-cost, fixed-rate education loans for students and parents nationwide.

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Refinance

If you are in school, a former student, or a parent, we offer low fixed-rate refinance options.

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Scholarships

RISLA offers two unique scholarship opportunities to help students reduce debt.

Free Services Offered By

COLLEGE PLANNING CENTER

From start to finish, the College Planning Center can help you on your education journey.

COLLEGE PLANNING PREP
COLLEGE PLANNING PREP
COLLEGE PLANNING PREP

Planning and paying for college can be overwhelming. Talking with experienced counselors can help. We can help with a manageable timeline and answer questions.

LEARN MORE
COLLEGE ESSAY REVIEWS
COLLEGE ESSAY REVIEWS
COLLEGE ESSAY REVIEWS

Do you want a professional pair of eyes to go over your essay? Book your free appointment with one of our college planning counselors to get their feedback!

LEARN MORE

 

FINANCIAL AID GUIDANCE
FINANCIAL AID GUIDANCE
FINANCIAL AID GUIDANCE

Learn what steps you should be taking to prepare for paying for college and get information on eligibility, types of aid, sources of aid, and more.

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FINANCIAL AID AWARDS
FINANCIAL AID AWARDS
FINANCIAL AID AWARDS

We can help you compare awards side-by-side, giving you the information you need to make the best decision for your family.

LEARN MORE
FINANCING OPTIONS
FINANCING OPTIONS
FINANCING OPTIONS

If you need to borrow for college, you should know what to look for before applying for a student loan.  We also guide you to borrowing responsibly.

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FAFSA COMPLETION
FAFSA COMPLETION
FAFSA COMPLETION

Get expert guidance when completing your FAFSA and CSS Profile, turning a long, painful process into a stress-free one.

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COLLEGE PLANNING SCHEDULE APPOINTMENT
QUESTIONS ABOUT COLLEGE PLANNING?

Schedule an appointment with our specialist.

SCHEDULE APPOINTMENT
 
EDUCATION LOANS

When grants, scholarships, and aid do not cover all college costs, RISLA's low-cost education loans can help.

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Education Loan
UNDERGRADUATE
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Education Loan
GRADUATE
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Education Loan
PARENT
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Education Loan
CERTIFICATE
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RISLA EDUCATION LOANS
START YOUR APPLICATION TODAY!
APPLY NOW
NURSING REWARD PROGRAM

If you borrowed from RISLA for your undergraduate nursing degree and are currently working in direct patient care, you may be eligible for up to 4 years of zero percent interest on your RISLA loan(s). 

APPLICATION
DETAILS
IS REFINANCING RIGHT FOR YOU?
REFI, SIMPLIFY & SAVE

Refinancing can provide simplification and savings depending on your goals and current financial situation.

SCH & RISLA working together can provide SCH employees an exclusive rate discount and some helpful borrower benefits, not provided by most student loan refinancing lenders.

SCH employees who refinance their existing education loans will receive our exclusive 0.25% rate reduction in addition to our already low refinance rates.

Request a rate today.  Requesting a rate will have no negative IMPACT on your credit score.

 

LOOKING FOR MORE INFORMATION?

Download THE REFINANCING GUIDE for free detailed information to begin refinancing student loans.

GET MY RATE
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RISLA REFINANCING LOANS
Start Your Application Today!
Online application is quick, easy &  secure.
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NOW AVAILABLE
New Student Loan Rates for 2022-2023
CHECK OUT OUR NEW RATES!
10-YEAR

For Students

IMMEDIATE REPAYMENT

4.99%1

WITH RI ADVANTAGE2 & AUTO-PAY

4.99% APR3

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15-YEAR

For Students

DEFERRED REPAYMENT

6.74%

WITH RI ADVANTAGE & AUTO-PAY

6.49% APR

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10-YEAR

For Parents

IMMEDIATE REPAYMENT

6.34%

WITH AUTO-PAY

6.34% APR

 

 

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2022 SUMMER LOANS
2022 SUMMER LOANS

Thinking of taking a summer class?

Learn more about summer loans!

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Thinking of taking a summer class?

Learn more about summer loans!

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Ready to Start your Application?

Get start your application today!

APPLY NOW
GRADREADY & FINANCIAL LITERACY

EXPLORE OUR RESOURCES

Video lessons, helpful resources, tools, and tips to help you succeed - financially, academically, and personally.
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SCHOLARSHIP OPPORTUNITIES

RISLA has two great opportunities for students seeking scholarships to help pay for college.

  • Our Knowledge For College Scholarship awards 4 - $2,000 college scholarships each month.  Visit our Knowledge for College Scholarship page to learn more and enter today!
  • RIScholarships.org is a free scholarship online tool to search through hundreds of hard-to-find local scholarships. Visit RIScholarships.org today to see if there is a good scholarship match for you.
LEARN MORE
KNOWLEDGE FOR COLLEGE SCHOLARSHIP
KNOWLEDGE FOR COLLEGE 
ENTER TO WIN

A $2,000 SCHOLARSHIP!

ENTER
RISCHOLARSHIP.ORG
RISCHOLARSHIPS.ORG
FREE ONLINE TOOL

START YOUR SEARCH TODAY!

SEARCH

EXPLORE TUTORIALS

Get the latest video tutorials about preparing, planning, and paying for college.

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All of the tips you need to meet your marketing goals this year.

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Learn how to improve your team's productivity with this guide.

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Every step you need to take when launching a high-conversion website.

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Watch the demo to learn how to use the modules and prototype pages.

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Our toolkit has all of the resources and guidance needed to create a high-conversion website.

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All of the tips you need to meet your marketing goals this year.

Learn More

Learn how to improve your team's productivity with this guide.

Learn More

Every step you need to take when launching a high-conversion website.

Learn More

Watch the demo to learn how to use the modules and prototype pages.

Learn More

Our toolkit has all of the resources and guidance needed to create a high-conversion website.

Learn More
KEEP UP WITH
RISLA NEWS!
Learn more on how to plan, prepare, and pay for college.

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TOOLS & RESOURCES

E-BROCHURES
FREE DIGITAL DOWNLOADS

Find out more about how to education loans, rewards, and refinancing for college.

E-GUIDES
PLAN PREPARE & PAY FOR COLLEGE

Free detailed guides to get started early on planning for college.

CALCULATORS
KNOW BEFORE YOU OWE

Use our calculator tools to budget, save and borrow responsibly for your college education.

FINANCIAL EDUCATION
FINANCIAL LITERACY RESOURCES

Learn more about how to manage your financial education for before, during, and after college.

Application Disclosures | Fixed Rate Student Loan  |  Parent Loan
TERMS & CONDITIONS

1. INTEREST RATES: Rates are for loans first disbursed on or after July 1, 2022, for the 2022/23 academic year and include 0.25% reduction for making automatic monthly payments (auto-pay feature). Each repayment option is subject to funds availability. Funds will be awarded on a first-come, first-served basis. The rates and terms disclosed above are available while funds last. New funds may be subject to different rates and/or terms. 

2. RHODE ISLAND ADVANTAGE applies to any Rhode Island Students attending school in any state or Non-Rhode Island Students attending a school in Rhode Island who select an Immediate or Deferred Repayment loan.

3. APR: The Annual Percentage Rate (APR) reflects the estimated total cost of the loan, including origination fees ($0), accruing interest, and the effect of capitalized interest. Interest begins accruing after each loan disbursement.  The rate shown includes the 0.25% interest rate reduction for using the auto-pay feature. If a monthly payment is calculated to be less than $50 per month for full term, the lowest payment is $50 per month with term reduced.

2021 Award from Forbes Advisor, ©2021 Forbes Marketplace Operations, Inc.