For those impacted by Hurricane Helene, RISLA offers a natural disaster deferment to assist during this time of hardship. Please contact RISLA for more information and to request a deferment.
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RISLA is nationally recognized by NerdWallett as the 2024 Best of Awards for Best State Private Student Loans. RISLA provides fixed, low interest rates nationwide for graduates, students, and parents.
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RISLA's non-profit education loan programs provide low fixed interest rates for students to borrow responsibly in all 50 states and Washington, DC. Investing in your education is a crucial step in securing a bright future. At RISLA, we understand the importance of responsible borrowing and are here to help make your dreams a reality.
It's important to keep in mind that most schools may not be able to fully meet your financial need, which means you might have to find alternate ways to cover the difference between the financial aid you receive from the school and the actual cost of attending. Use our college calculator to help find how much you will need to cover the cost of college.
Applying for a loan with a co-signer is a great option. The lender will consider both your and their credit and financial history. You may need a cosigner to qualify for a loan, depending on your financial history. With a cosigner, you can increase your chances of approval and get better loan terms.
Check out Knowledge for College scholarship! We award $2,000 each to four deserving students every month. Whether you need help covering tuition, books, or living expenses, our scholarship can help ease the burden. Take your chance to win - enter every month for your prize!
A free service aimed at helping students achieve their goal of attending college and paying for it. The CPC assists thousands of students and families each year in planning for higher education.
Check out how to prepare for college—access free tools and resources. Find local scholarships for college, and parents and students can enter to win $2,000 in college scholarships!
Our student loans offer flexible repayment options, competitive interest rates, and a simple application process, making them an ideal choice for parents and students.
With our refinancing options, you can enjoy the benefits of low fixed interest rates, no fees, and an auto-pay discount. Take advantage of this opportunity to save money and simplify your finances.
1. APR: The Annual Percentage Rate (APR) reflects the estimated total cost of the loan, including origination fees ($0), accruing interest, and the effect of capitalized interest. Interest begins accruing after each loan disbursement. The rate shown includes the 0.25% interest rate reduction for using the auto-pay feature and RI Advantage Discount.
2. RI ADVANTAGE DISCOUNT: applies to any Rhode Island resident students attending school in any state or non- Rhode Island resident students attending a school in Rhode Island.
3. LOAN LIMITS: Maximum loan limits may apply.