Apply for a Loan 2021/22 Summer Loans 2021 

Enter monthly to win a $2,000 scholarship for college by answering a 3-question quiz!

 

Affordable Education Loans

Education Loans

Your future is our future. As  a non-profit, it’s our goal to help you borrow responsibly and save on college costs. 
 
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College Planning Center

College Planning

An education is the most powerful tool you can own. Learn how to plan and pay for the education of your dreams.
 
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Employer Repayment

Employer Repayment Assistance

Employer repayment assistance of student loans is a great way to attract and retain top talent at your company!
 
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Customer service, the old fashioned way

Our College Planning Center is available for one-on-one college planning advice. RISLA can help finance your college education, and you will receive top notch customer service.

Terms & Conditions


  1. INTEREST RATES: Rates are for loans first disbursed on or after July 1, 2021 for the 2021/22 academic year and include 0.25% reduction for making automatic monthly payments (auto-pay feature). Each repayment option is subject to funds availability. Funds will be awarded on a first-come, first-served basis. Interest begins accruing after each loan disbursement. The rates and terms disclosed above are available while funds last. New funds may be subject to different rates and/or terms. 
  2. APR:  The Annual Percentage Rate (APR) reflects the estimated total cost of the loan, including  origination fees ($0), accruing interest, and the effect of capitalized interest. Interest begins accruing after each loan disbursement.  Rate shown includes the 0.25% interest rate reduction for using the auto-pay feature. If monthly payment is calculated to be less than $50 per month for full term, lowest payment is $50 per month with term reduced.
  3. RHODE ISLAND ADVANTAGE applies to any Rhode Island Students attending school in any state or Non-Rhode Island Students attending a school in Rhode Island who select an Immediate Repayment loan.

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