Skip to main content

Multi-Year Program

At RISLA, we provide convenient options to assist with college expenses.
iStock-1342235356_2200_1450_OPTIMIZED

Multi-Year Peace of Mind

Making it easy to pay for college.

Most college degrees aren't completed in just one year. When you need to borrow for more than one year of school, we've got you covered. All the paperwork is done with your first application. For year two and beyond, it's as easy as informing us of the amount needed for each subsequent year.

We'll let you know if you're qualified for the multi-year program. If you do, you need to inform us of the required amount and your preferred repayment term option (deferred or immediate repayment), and we'll take care of the rest. It's that easy!
RENEW YOUR APPLICATION >

Multi-Year Program Benefits

noun-terms-5376460-F67637

Easy Process

The hard part is done! You have already submitted an application!

noun-free-2764072-F67637-1

Zero Fees

There are no fees for the application, origination, late payment, or insufficient funds.

noun-renew-4425464-F67637

Long Term Plan

You can now renew your immediate or deferred student loan (or switch to the other payment option) every year.

Multi-Year Program | Eligibility

If you have been previously notified that you qualified for the Multi-Year Program and would like to renew your application, here is a list of eligibility requirements.

 

Important Information

To be eligible for credit, both the borrower and cosigner must have the same or better income, credit scores, and other important factors as when they originally applied.

Cosigner Requirements

If you had a cosigner on your initial application, they must also be included on the renewal application.

Loan Amount Limitations

The loan amount limitations of $180,000 per borrower and $200,000 per family still apply.

noun-customer-complaint-2031267-F67637

Contact Our Student Loan Specialist

RISLA is here to help answer your questions.

We'd be delighted to help you with your application and find ways to save money with your student loans.

CALL US
EMAIL US

We are with you for the journey.

CPC_BRANDING_LOGO_SOCIAL_0123_JAN-02_500X500

College Planning

A free service aimed at helping students achieve their goal of attending college and paying for it. The CPC assists thousands of students and families each year in planning for higher education.

LEARN MORE >
KFC_BRANDING_LOGOS_02_500X500

Scholarship Hub

Check out how to prepare for college—access free tools and resources.  Find local scholarships for college, and parents and students can enter to win $2,000 in college scholarships!

LEARN MORE >
KFC_BRANDING_LOGOS_02 (1)

Student Loans

Our student loans offer flexible repayment options, competitive interest rates, and a simple application process, making them an ideal choice for parents and students.

LEARN MORE >
KFC_BRANDING_LOGOS_02 (1)

Refinancing

With our refinancing options, you can enjoy the benefits of low fixed interest rates, no fees, and an auto-pay discount. Take advantage of this opportunity to save money and simplify your finances. 

LEARN MORE >