Terms & Conditions

RISLA provides online access via SMS to credit applications for its RISLA Student Loan, RISLA Parent Loan, and RISLA Refinance Loan products.

Text a RISLA-designated keyword to 24000 to receive a link from our automated system. By opting into RISLA’s Text Messaging Program, you agree to these terms and conditions and RISLA’s Privacy Policy and Terms of Use.

You may text “STOP” to 24000 to opt-out and be placed on our internal list of numbers to which we will not send any further text messages.  We will send a one-time opt-out confirmation text message in response to your “STOP” text, after which you will receive no further text messages. You may also opt-out by texting "QUIT," "END," "CANCEL," or "UNSUBSCRIBE." Opting out of credit application text messages will not opt you out of other text messages you may have elected or will elect to receive from us.

In case of questions, email customerservice@risla.com. Please be as specific as you can with your questions.

We do not guarantee that you will receive the requested credit application text message. Circumstances beyond our control, including network issues, may result in your not receiving our text message. Your carrier and RISLA are not liable for delayed or undelivered text messages.

We may revise, modify, or amend these Terms and Conditions at any times.  Any such revision, modification, or amendment shall take effect when posted to RISLA’s website.  You agree to review these Terms and Conditions periodically to ensure you are aware of any changes.

RISLA reserves the right to modify or discontinue, temporarily or permanently, all or any part of the Program, with or without notice.