PAYING FOR YOUR EDUCATION

COLLEGE CALCULATOR

Meeting the difference after financial aid.

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Use this tool to calculate your school charges, enter your financial aid awards and figure out how to meet the difference.
Enter School Charges
Travel, personal expenses, and other miscellaneous costs can add to your total cost of attendance. Many times, these expenses can be offset by student employment. Your financial aid package may or may not include federal work-study or college work-study funds. The student must put in the necessary hours to receive these funds.

> Tuition & Fees
> Room and Board
> Books and School Supplies
> Health Insurance Fee
> Other Fees
Total Charges
0
Enter Grants & Scholarships
Grants and scholarships are considered gift aid and do not need to be repaid. You should always maximize your grants and scholarships before turning to loans.
> Federal Pell Grant
> Federal SEOG Grant
> TEACH Grant
> State Grant
> College Grant
> College Scholarship
> Outside Scholarships & Grants
Total Grants & Scholarships
0
Resources for Payment
Before turning to loans, consider whether you have any savings or assets available to help meet tuition costs. Remember, you will have to pay interest on loans so you want to borrow as little as possible.
> 529 Plan
> Coverdell savings account
> Other college savings account
> Parent savings & assets
> Student savings & assets
> Other
Total Resources
0
Meeting the Difference
Once you have exhausted your savings, income, grants, and scholarships, then you may decide to consider loans.
> Tuition Payment Plan
> Federal Subsidized Stafford Loan
> Federal Unsub. Stafford Loan
> Federal PLUS Loan
> State-based Student Loan
> Private Education Loan
> Home Equity Loan
Total Loans
0
Summary
If you still have unmet costs, consider increasing the amount you pay by savings & income, seeking additional outside scholarships, increasing the amount you pay by payment plan, or increasing your education loan amounts.
> Total charges
0
> Amount of gift aid
0
> Amount due to school
0
> Resources available
0
> Amount paid by payment plan
0
> Amount paid by loans
0
Unmet Costs
0


RISLA PRODUCTS & SERVICES
COLLEGE PLANNING CENTER

Students and families can be overwhelmed with planning and how to pay for college.  We have experienced counselors that offer one on one assistance helping families understand all their options start to finish.

EDUCATION LOANS

We have been offering low cost, fix rate education loans for almost 30 years.  Helping students and families borrower responsibly to help achieve their higher education dreams.

REFINANCE

Refinancing may help you simplify and save when repaying student loans.  Combining outstanding balances, and securing a low interest rate with RISLA may reduce your overall repayment amount and possibly your monthly payment.

EMPLOYER REPAY

Employer Student Loan Repayment assistance is a tax-free benefit allowing employers to contribute towards the repayment of employee student loans.  This newest in-demand employee benefit helps reduce financial stress for employees while increasing retention and loyalty to employers.